Garden accident advice and information

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Accidents in the garden

How to avoid accidents in the garden and what to do to prevent further loss if the worst happens

	The majority of accidents reported to the NHS in the UK involve accidents that occur in the garden or home, where gardening or DIY are the cause. You can prevent accidents in the garden by taking simple precautions and following the instructions supplied with machinery, in particular electrical or mechanical machinery or tools.
	When using electrical equipment ensure that the supply is routed by at least one residual current device that breaks the circuit should you accidently cut the wire or have problems with the current at the tool end.
	Ensure children and animals are not left exposed to power tools
	Do not leave chemicals lying around, especially within the reach of young children
	Do not leave tools such as pitchforks and garden forks lying around or in a position where somebody could be impaled
	Take out insurance against an accident occuring in your garden or elsewhere to protect your wealth and health, specifically your income and your mortgage repayments. We recommend personalaccident.co.uk for mortgage protection insurance or income protection insurance for accidents. Their policies are underwritten by FSA authorised and compensation insured companies who will not missell you a product which is not suitable for you. As a portal they are able to offer you wholesale rates for the most popular ASU products on the market. Alternatively British Insurance at mortgage-payment-protection.net offers excellent cover and aged related rates. Their product has been recommended by Which magazine who started the investigation into misselling of ppi products in 1998.
	Ensure that you do not violate the terms of your home insurance poilcy which could render it invalid if others claim against you in the event of an accident at your property.